Your home is going into foreclosure, what can you do?

1. Put the property up for sale prior to the sale date with the Advantage Team.

2. Bring the delinquent balance current.

3. Find someone to deed the property to that will pick up the payments (this is very risky!).

4. Do a home loan modification.

Don't wait! Call us today for a FREE no obligation consultation at 1-800-438-1166 or simply go to http://www.advantageteam.com and find out about all your options.

Historic Low Interest Rates - Save Thousands Of Dollars

On Tuesday December 16, 2008 The Federal Reserve announced that it was cutting key interest rates from 0 to .25%. This is very bold move to spark life back into our economy. But will this reduction have any positive momentum to the mortgage market?

The benchmark interest rate announced by the Federal Reserve is the lowest in its 95 year history. This move sent mortgage interest rates tumbling. But everyone will not qualify for a 4.5% 30 year interest rate.

FHA financing has enabled borrowers to refinance on a rate and term basis up to 97% of the value of their primary residence and up to 95% for cash out. But beware there are income and credit qualifications required to benefit from the new low rates. FHA does not have a minimum credit score requirement. However, many wholesalers have restricted borrowers to have a minimum score of 580 to qualify for an FHA loan. If your score is greater than a 640 you can see rates at 5% or lower. For borrowers with greater equity in their homes of 75% or less and credit scores of 680 or better have an opportunity of securing conforming rates at the 4.5% level.

This is now the time to review your current situation. These rates are now at historic lows that may only be seen once in a lifetime. But remember you are entitled to receive full disclosure about any loan that you apply for and should only be discussing fixed rate financing options with these low rates.

Don't wait! Call now 1-800-480-1917 or simply go to www.SaveThousandsOfDollars.com.

Bargain Home Deals

In a matter of seconds, you can gain access to a list of local, fixer-upper, and bargain properties of great value.

You also have the option to be added to our state-of-the-art computerized service that alerts you weekly about hot, new bargain homes “just listed” on the market. No more scouring the papers to find the deals, we will provide a weekly list, giving you an advantage over other buyers.

If you’re looking for homes that require some minor renovations and cosmetic changes, in exchange for a better price, look no further. At no cost or strings attached, we will provide you with access to current listings for your desired area and surroundings. Simply fill out the form below with your ideal price range and location to get started.

How can we do this? Due to the hefty investment we have made in technology, providing this service that contains hot new listings for you is automated. This allows us to offer this service without obligation on your part. All we ask is that you pass our website name along to friends.

Get instant access to this service by Clicking Here.

Free List of Bank Properties and REO's

You can sign up to receive a FREE daily list of Real Estate Owned and Bank Foreclosed properties at www.AdvantageTeamREOs.com.

Mortgage Rates Plummet to 4.27%!

Have you been watching mortgage rates? They have been dropping like a tank (down to 5.47% from 5.99% the lowest level since June 2005) since the Fed announced last week that they are buying mortgage paper now through the end of the year. Now they are falling again, this time from Treasury Secretary Henry Paulsons new plan to push home-loan rates down to 4.5% to help stimulate the housing market. Thank you dear Hank! This is unbelievable...

Today conforming mortgage rates are at 4.27% the lowest since 2003. “The bond market is racing ahead of the government’s full court press to bring down mortgage rates,” Kenneth Hackel, the head of fixed-income strategy at RBS Greenwich Capital Markets, said today in a note to clients.

The latest plan is preliminary and could change. The Wall Street Journal reported only loans for home purchases, not refinancing, would be targeted. Fed Chairman Ben Bernanke’s Dec. 1 comment that the central bank may purchase Treasuries to drive down long-term interest rates and stimulate the economy have also helped lower rates by pushing benchmark government-note yields to record lows.

Now is the time to purchase or refinance! Call 801-438-1166 or simply go to www.Skip2PaymentsNow.com.

New Home for Christmas

You can become a VIP Buyer, Beat Other Buyers to Hot New Listings, and be in your home BEFORE Christmas.

You can Receive a Daily Printout of ALL New Listings That Match Your Home Buying Criteria Mailed or E-Mailed to You FREE of Charge Without Obligation

Here's how it works...

We mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

So instead of having a realtor drag you from house to house wasting your time showing you many homes that don't interest you... Our exclusive Buyer Profile System allows you to pick which homes you want to view before other buyers even know about them. As a VIP buyer:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.
Because you're there first, before most other buyers, we are able to negotiate the lowest possible price for you.

Most importantly your time isn't wasted viewing homes that don't interest you.

It's easy to get started...

Simply go to www.NewHomeForChristmas.com and fill out the form at the bottom and click the SUBMIT button at the bottom of the form. You'll automatically become a VIP Buyer and start receiving your Buyer Profile right away.